Sba504guru's Blog

Good News for those with IRS liens. READ THIS TODAY!

sba504guru — Wed, 28 Dec 2011 17:53:10 +0000

I have some great news for you today. If you or someone you know has IRS liens and is trying to find the capital to pay off those liens, then maybe I can help you. My investors mentioned to me the other day that they would be willing to lend to individuals that are facing IRS liens.

Here is how this program will work. If you or someone you know has real estate that is free and clear, but has an IRS lien on them and would like to get that IRS lien paid off, then my investors will review your situation and see if they can assist with capital to resolve the issue.

There is no credit checks and the loans are provided based on 60% of the value of the real estate.

I hope this information helps you or someone you know. If you have any questions on how to get started, just give me a call.

Happy Holidays!!

Sean McGrover

407-765-0341

Sean McGrover

407-765-0341

Filed under: Uncategorized

Did you know that many individuals are looking to change their investment portfolio for 2012?

sba504guru — Thu, 22 Dec 2011 21:41:56 +0000

Hello,

I hope you are having a wonderful holiday this season and I hope you will have a phenomenal New Year! As we approach 2012, I wanted to reach out to you and mention that in the new year, I will begin marketing for new clients for my investment advisory services.

As many of you know, in addition to offering financing, I also operate an investment advisory firm registered with the State of Florida providing investment advice on a fee basis.

I anticipate spending some money to do a marketing campaign for the first quarter of 2012, but before I spend the money, I wanted to ask you if you are interested in meeting with me to review your current investment portfolio to see how it is performing and whether or not there is a need for any changes…. Or if you would know of someone that is presently looking to change their Investment Advisor or is disappointed in their current investment’s performance.

I will be thinking about you and I may be calling you very soon. Please keep me in mind as you are celebrating with friends and families this season and if you have any questions for me whether dealing with investments or financing, please do not hesitate to call me.

Thank you,

Sean McGrover

407-765-0341

Filed under: Uncategorized

Simplified 504 Debt Refinancing Program is Great for Banks

sba504guru — Wed, 21 Dec 2011 16:50:44 +0000

Simplified 504 Debt Refinancing Program is Great for Banks

Banks have been watching their loan-to-value ratios rise as commercial real estate appraisals continued to decline, often outside of the bank’s internal and regulatory guidelines.

Thanks to major recent changes simplifying the Small Business Administration’s (SBA) 504 debt refinancing program, banks have a unique opportunity to bring their owner-occupied commercial real estate portfolios back into regulatory compliance and reduce their overall commercial real estate portfolio concentrations.

Experience counts and Florida First Capital has led the way among certified development companies in Florida to structure, process and obtain SBA authorizations for 504 debt refinancing loans since the program’s inception. You can count on us to get your deals done quickly and efficiently.

Refinancing program benefits to banks include:

Enables the bank to assist clients and reduce the risk of the overall relationship.
Provides a new financial product to attract new clients.
Allows borrowers to withdraw excess equity in the property for working capital to support ongoing business operations.

The basics of the 504 debt refinancing program are simple:

The refinanced amount can be up to 90% of the appraised value of the subject property.
The debt to be refinanced must have been entered into at least 24 months prior to the SBA refinance application.
The qualified debt must be for a commercial loan that is current and has been paying as agreed under the original or modified bank terms for the past 12 months.
The eligible small business must currently occupy 51% of the property to be refinanced.
Existing 504 projects and government-guaranteed loans are not eligible to be refinanced.

To be eligible, the small business must be a for-profit company with a tangible net worth of less than $15 million and average net income after Federal income taxes (excluding carry-over losses) for the two full fiscal years prior to application cannot exceed $5 million.

This is temporary program that ends Sept. 27, 2012, so banks and small businesses need to act fast to take advantage of this great refinancing option.

Sean McGrover

407-765-0341

Filed under: Uncategorized

Hard Money Loans Available….

sba504guru — Wed, 07 Dec 2011 20:35:52 +0000

Hard Money Loans Available….

Forget the banks! If you are looking to purchase or need to refinance residential or commercial real estate, I may be able to help you. I can offer up to 60% loan to value on most any real estate. Email me for rates and terms. This is private money and can usually close within one to two weeks.

**** Probate, Estate Sale, Distressed, Balloons, Cash-out, etc****

Also, if you have a business that is in need of capital to grow or capital for restructuring (i.e. partnership buyout, merger, acquisition, leverage buyout), please email me for rates and terms.

Florida real estate and businesses only

Sean McGrover

407-765-0341

Filed under: Uncategorized

Fw: Peter Schiff discussing our economy

sba504guru — Thu, 06 Oct 2011 19:11:15 +0000

Sean McGrover

407-765-0341

—– Forwarded Message —–
From: SEAN MCGROVER <sean2109@yahoo.com>
To: “sean2109@yahoo.com” <sean2109@yahoo.com>
Sent: Thursday, October 6, 2011 2:41 PM
Subject: Peter Schiff discussing our economy

Sean McGrover

407-765-0341

Filed under: Uncategorized

Peter Schiff discussing our economy

sba504guru — Thu, 06 Oct 2011 18:52:27 +0000

This guy is amazing. He is the one person that in 2006 was telling government that there was going to be a real estate market crash. At the time no one believed him and we all know what happened. Well now see what he is saying…. I think he is spot on!

Sean McGrover

407-765-0341

Filed under: Uncategorized

Donald Trump said this to Robert Kiosaki…

sba504guru — Wed, 28 Sep 2011 16:18:37 +0000

the key to good luck is not letting anything be a ‘back-burner’. To excel on a big level everything must be important.

Sean McGrover

407-765-0341

Filed under: Uncategorized

I feel a case of the hyperinflation coming on… Any cures?

sba504guru — Tue, 06 Sep 2011 15:23:54 +0000

Sean McGrover

407-765-0341

Filed under: Uncategorized

If you have 8 minutes you may be interested in this (401kinfo)

sba504guru — Wed, 31 Aug 2011 12:53:52 +0000

Great story from 60 Minutes.

Sean McGrover

407-765-0341

Filed under: Uncategorized

Warren Buffet is BRILLIANT!!

sba504guru — Thu, 25 Aug 2011 19:41:20 +0000

http://www.bloomberg.com/news/2011-08-25/buffett-s-bank-of-america-stakes-net…

Sean McGrover

407-765-0341

Filed under: Uncategorized